What are Crypto baskets and how do they work?

Traditional finance has long used bundled assets. The same concept now helps organize themed collections of cryptocurrencies, called Crypto Baskets. Let’s discuss what they are and how they work. 

What is a crypto basket?

A crypto basket is a collection of multiple cryptocurrencies grouped into a single bundle, usually organized around a shared theme or strategy. 

A basket might include market leaders like BTC and ETH, or it may focus on sectors like DeFi, GameFi or AI. Other baskets emphasize ecosystems such as Solana or Cronos.

This structure lets you buy several tokens in one transaction instead of placing multiple individual trades. That may make it easier for beginners to spread exposure across different assets while keeping the process more manageable. It also provides a quick overview of how a particular theme performs over time.

The idea works similarly to an exchange-traded fund (ETF) in traditional finance, where a single fund tracks a basket of stocks or bonds. 

A crypto basket is different because it’s not a regulated investment fund and doesn’t trade on a stock exchange. Instead, it functions as an in-app feature that bundles assets on a crypto platform.

On the Crypto.com App, Crypto Baskets are built exactly for this, with themes like AI, GameFi, meme coins and more. They may appeal to users who want to diversify a crypto portfolio, automate their strategy and potentially receive yield on eligible assets without tracking dozens of individual markets.

You can explore preset categories on the Crypto Baskets page or build customized combinations of tokens if you prefer a specific strategy. This offers flexibility for those who want a more tailored approach.

Crypto prices can change quickly and the value of a crypto basket reflects these movements. A basket doesn’t remove the risks associated with digital assets, but grouping several tokens may help reduce the impact of one token’s performance on the overall position. You can track and adjust the baskets as market conditions evolve.

How do crypto baskets work?

Crypto baskets work by grouping several tokens and assigning each one a specific weight. That weight determines how much of the basket goes into each asset whenever a user makes a purchase or rebalances. 

Some baskets distribute exposure evenly, while others tilt toward larger market cap tokens or toward a particular narrative within the sector. When you buy a basket, the system allocates your selected amount across all included tokens according to those weights. 

For example, allocating $200 to a basket split evenly between BTC and ETH results in roughly half going to each asset, adjusted for fees and price movements. This structure applies regardless of how many tokens the basket holds.

As markets shift, individual token weights naturally drift away from their original proportions. BTC, for instance, may appreciate faster than other assets in the same basket, resulting in a larger share over time. That drift affects how closely the basket reflects its intended strategy, which is why rebalancing plays an important role.

There are two main rebalancing approaches:

• Periodic rebalancing, where allocations are reset on a schedule.
• Threshold rebalancing, where the system adjusts once allocations move beyond a set range.

Crypto.com’s Crypto Baskets support auto rebalancing, allowing you to maintain your chosen structure without managing each token individually. Automated rules can help keep allocations aligned with the intended strategy, which may assist those who prefer a more hands-off approach.

Crypto Baskets also connect with features like recurring buys and Dollar Cost Averaging (DCA). These tools let you invest a fixed amount into a chosen basket at regular intervals. This approach may help smooth out the impact of short-term market changes and create a steadier entry pattern across multiple assets in the basket.

Benefits of crypto baskets

Crypto baskets may appeal to beginners and more experienced users for several reasons. They combine multiple tokens into a single structure, which can make portfolio building more manageable for people who prefer a more streamlined approach.

Key potential benefits include:

• Diversification across tokens, sectors or ecosystems in a single purchase
• Convenience compared with placing multiple separate trades
• Thematic exposure to trends such as AI, DeFi, GameFi, RWA and DePIN
• The option to automate allocation and rebalancing
• Passive income potential when eligible assets within a basket support yield features

Key potential risks include:

• Crypto baskets may take longer to sell than individual digital assets
• Volatility may become concentrated in themed baskets
• The added layer of complexity may make managing baskets more difficult than managing individual investments in digital assets
• Baskets may make tax calculations complex compared to investing in individual digital assets

Instead of selecting and tracking every token individually, you can choose a basket that aligns with your view of the market. 

A person who follows decentralized finance may look toward a DeFi-themed basket, while someone who prefers larger, more established assets might focus on a US Blue Chip basket. This structure helps you explore different narratives without handling several transactions at once.

On the Crypto.com App, Crypto Baskets integrate with automation and customization tools that can support a more consistent strategy. Auto rebalancing helps maintain target allocations when markets move quickly, reducing the drift that happens when one asset outperforms the rest. 

Recurring buys connects this with a DCA style approach, allowing you to invest a fixed amount at regular intervals rather than committing a larger lump sum at a single price point.

Customization is another aspect that may appeal to users who want more control. With AI Basket Builder and manual allocation tools, you can create baskets that reflect your preferred mix of sectors or asset types. 

Someone who follows AI and DePIN projects, for example, might build a basket around those themes rather than relying solely on preset options.

Some assets inside a basket may also qualify for passive yield programs on Crypto.com. This can add an additional layer of potential rewards, although availability depends on specific tokens and program terms.

Crypto prices can change quickly, but these features give users several ways to structure how they participate in the market while keeping their approach organized.

Crypto baskets on Crypto.com

Crypto.com offers more than a dozen thematic baskets, covering major coins, sectors and ecosystems. The exact lineup and performance can change over time and availability may vary by jurisdiction.

BTC-ETH Duo

• Theme: Market leaders
• Composition: BTC and ETH
• Appeal: Users who want straightforward exposure to what many view as core market assets 

Trio

• Theme: Core holdings & ecosystem
• Composition: BTC, ETH and CRO
• Appeal: Those who want to include the Crypto.com ecosystem token alongside BTC and ETH 

Big 3

• Theme: Large market cap non-stablecoins
• Composition: Three large non-stablecoins (currently BTC, ETH and SOL)
• Appeal: Users looking at leading coins that collectively dominate a large share of the market 

Featured 10

• Theme: Curated broad market exposure
• Composition: A curated group of ten widely followed cryptocurrencies
• Appeal: Broader diversification across multiple high-profile projects

Solana

• Theme: Ecosystem specific
• Composition: Popular tokens within the Solana ecosystem
• Appeal: Users who want ecosystem-specific exposure around Solana projects 

Ethereum

• Theme: Ecosystem specific
• Composition: Tokens linked to the Ethereum ecosystem
• Appeal: Those who see Ethereum and its projects as a central part of their strategy 

Meme

• Theme: Trend-driven/Culture
• Composition: Memecoins that rise and fall with internet trends
• Appeal: Users interested in higher risk, trend-driven segments of the market 

RWA

• Theme: Real-world assets
• Composition: Tokens linked to real-world asset projects
• Appeal: Users curious about on-chain representations of off-chain assets

AI

• Theme: Artificial intelligence
• Composition: Tokens associated with artificial intelligence and related infrastructure
• Appeal: Those who want targeted exposure to the AI narrative within crypto

DePIN

• Theme: Physical infrastructure
• Composition: Decentralized physical infrastructure networks tokens
• Appeal: Users who follow projects building networks for compute, storage or connectivity

Cronos Ecosystem

• Theme: Ecosystem specific
• Composition: Tokens from the Cronos chain and related projects
• Appeal: Users who want deeper exposure to Cronos beyond CRO alone

GameFi

• Theme: Blockchain gaming
• Composition: Gaming and play-to-earn related tokens
• Appeal: Those tracking blockchain-based gaming and virtual worlds

US Blue Chip

• Theme: Foundational holdings
• Composition: Large, heavily traded cryptocurrencies viewed as foundational holdings
• Appeal: Users who prefer established names over smaller, niche tokens 

DeFi

• Theme: Decentralized finance
• Composition: Decentralized finance protocols and related tokens
• Appeal: Users interested in lending, borrowing, trading and yield platforms built on blockchain

Freedom

• Theme: Open finance & values
• Composition: A blend of tokens aligned with open finance and decentralization themes
• Appeal: Those who want a values or mission-driven mix of assets

DEX

• Theme: Trading infrastructure
• Composition: Tokens of decentralized exchanges
• Appeal: Users who want targeted exposure to trading infrastructure on the chain

Reserve Assets

• Theme: Long-term store of value
• Composition: Tokens that some users consider potential reserve style holdings (e.g., BTC and other major assets)
• Appeal: Those who prefer assets often viewed as long-term stores of value 

Under $1

• Theme: Unit price focus
• Composition: Tokens trading below 1 USD at basket construction time
• Appeal: Users interested in lower unit price coins, while recognizing that price alone does not indicate value

Balanced BTC

• Theme: Core BTC diversification
• Composition: BTC plus complementary tokens in a balanced allocation
• Appeal: Users who want BTC at the core, with additional diversification 

Balanced SOL

• Theme: Core SOL diversification
• Composition: Solana exposure combined with other tokens in a more balanced mix
• Appeal: Those who want Solana, but not as a single asset position

CROLION

• Theme: CRO-centered blend
• Composition: A structure that blends CRO with other assets in a defined mix
• Appeal: Users who want to center their basket on CRO while spreading exposure

Blue Chip ETF Tokens

• Theme: Approximate traditional exposure
• Composition: Tokens linked to exchange-traded products or blue-chip style exposure in digital asset markets
• Appeal: Users who want a basket that approximates a blue-chip style approach within crypto

Institutional Reserve

• Theme: Institution-oriented holdings
• Composition: A collection of tokens that some institutions may consider for reserve-style allocations
• Appeal: Users who want a more institution-oriented basket design

How to invest in crypto baskets

1. Sign up on Crypto.com

Download the Crypto.com App and create your free account. Then complete a short verification process, and once you’re inside the App, you can open the Crypto Baskets section. From there, you can explore both curated themes and custom options that match your interests.

2. Fund account (bank transfer, card, Apple Pay, Google Pay)

Before you invest in a basket, you need to add funds to your account. You can fund it with a bank transfer (free*), card, Apple Pay or Google Pay, depending on what’s available in your region. Once the funds show up in your balance, you can use them to buy any basket you want.

3. Browse baskets in the App

In the Crypto Baskets section, you can scroll through all available baskets. Each one shows its theme, included tokens, weighting method and recent performance. This helps you compare categories like AI, DeFi, GameFi, RWA, DePIN or ecosystem-focused baskets before choosing where you want to allocate your money.

4. Select the basket and the amount

After you pick a basket, you choose how much you want to invest. The App shows exactly how your amount will be split across the underlying tokens based on the current weights. This preview helps you see your exposure to each asset before you complete the purchase.

5. Confirm purchase and track performance

Once everything looks right, you confirm your purchase. The basket appears in your portfolio, and you can track its performance over time. You can monitor how each sector behaves, decide whether you want to add more funds and review how your allocation shifts as markets change.

You can also turn on recurring buys or auto rebalancing if you want a more structured approach. Recurring Buy helps you invest on a schedule, and auto rebalancing helps you keep your basket aligned with the weights you prefer while still letting you stay in control of your strategy.

For users who want to start with individual tokens first, the App also supports direct purchases such as Buy Bitcoin or Buy Ethereum. These can later be combined into custom baskets if desired.

How to create your own crypto basket

Beyond preset themes, Crypto.com allows you to build custom Crypto Baskets tailored to your own views and risk tolerance.

Creating a custom basket typically involves three steps:

1. Choosing assets: Select tokens that match your thesis, such as large caps, niche sectors or ecosystem plays.
   
   
2. Setting allocation: Decide how much of the basket to assign to each token, either manually or with AI Basket Builder suggestions.
   
   
3. Naming and saving the basket: Give your basket a name and save it in the App so you can purchase it, monitor performance and adjust over time.

Custom baskets are one way to personalize a strategy. You might want to create a basket focused on AI and DePIN, or combine BTC, ETH and stablecoins in a particular proportion. Auto rebalancing and Recurring Buy can be enabled to help maintain the chosen allocation over time.

This level of customization is a key differentiator of Crypto Basket on the Crypto.com App, especially for those who want more control than a fully preset product, while still avoiding manual trading for every position.

Crypto baskets vs ETFs vs index funds

Crypto baskets, ETFs and index funds all follow a similar idea. They group multiple assets into one structure so you can gain wider exposure without buying every component separately. This gives you a way to follow a theme, sector or blended approach while keeping your holdings organized in a single position.

They also behave in a similar way when markets move. The value of your basket or fund reflects the combined performance of the underlying assets, so the entire structure tends to move with the group. This may appeal to you if you want diversification without managing a long list of individual trades.

The main differences appear in how each option works. ETFs and index funds are regulated financial products. You buy them through a brokerage account, and they trade on stock exchanges or operate under an asset manager. They follow set disclosure rules and usually track a benchmark or index with defined oversight.

Crypto baskets work inside a crypto platform instead. A crypto basket bundles several tokens so you can buy them in one transaction. On the Crypto.com App, you can create custom baskets, adjust allocations, automate rebalancing or turn on DCA tools without waiting for a fund provider to update an index or shift underlying assets.

This flexibility can fit fast-moving digital asset markets, but also means you take greater responsibility for shaping your own strategy. 

A crypto basket doesn’t come with an external manager who aligns it with a benchmark. Instead, the Crypto.com App gives you tools to manage your baskets directly so your structure reflects the approach and risk level you prefer.

Risks of crypto baskets

Like all crypto-related products, crypto baskets involve risk. Some of the main considerations include:

• Market volatility

Crypto prices can move quickly in either direction. Baskets do not remove this risk; they spread it across several tokens.

• Sector-specific downturns

Thematic baskets such as AI, GameFi or DeFi can fall if sentiment turns against that sector, even if the broader market holds up.

• Liquidity for niche tokens

Some tokens inside a basket may have lower trading volumes. This can affect slippage and execution, especially in fast markets.

• Correlation risk

Many cryptocurrencies move together in risk-on or risk-off environments. Holding a basket of correlated assets may still lead to large swings.

Crypto.com provides tools that can help users manage these risks. Price alerts can notify you when a basket or an underlying token hits a chosen level. Auto rebalancing can reduce drift away from your intended allocation. 

You can also use Recurring Buy to spread their entries over time, rather than committing a lump sum at one price. 

None of these features guarantees gains or protects against losses, but they can support a more structured approach to managing a crypto portfolio.

Get Started with Crypto.com in 4 Steps

1. Sign up for a free account.
   
   
2. Fund your account (bank transfer, card, Apple Pay, Google Pay).
   
   
3. Explore 20+ curated baskets or create your own.
   
   
4. Track and manage your portfolio in real time.

* Other transaction fees and spread may apply.

FAQs about crypto baskets

What is a crypto basket?

A crypto basket is a group of cryptocurrencies organized by a theme or strategy, such as large caps, DeFi, AI or specific ecosystems. Instead of buying tokens individually, users can purchase the whole bundle in one transaction through features like Crypto Basket on the Crypto.com App.

How to buy crypto baskets?

Users sign up on the Crypto.com App, fund their account and then open the Crypto Baskets section. They choose a preset or custom basket, review its holdings and allocation, enter an amount and confirm the purchase. Availability and payment options may vary by region. 

Can I create my own custom crypto basket?

Yes. Crypto.com supports custom Crypto Baskets. You can pick tokens, set allocations manually or use AI Basket Builder, name the basket and save it. You can buy it, enable auto rebalancing and set up Recurring Buy if you want automated contributions, depending on eligibility and region.

Are crypto baskets safe?

Crypto baskets carry the same risks as individual cryptocurrencies. Prices can change quickly, and users may lose some or all of their funds. A basket spreads exposure across several assets, but sector and correlation risks remain. Safety depends on token choices, allocation and personal risk tolerance.

How are crypto baskets different from ETFs?

ETFs are regulated products that trade on traditional exchanges and track benchmarks. Crypto baskets bundle tokens inside a crypto platform and do not represent shares in a fund or follow ETF regulations, even though both structures group multiple assets together.

Do crypto baskets pay passive income?

Some tokens in a basket may qualify for yield features, depending on the specific assets and available programs. A basket itself does not guarantee passive income; any rewards depend on the underlying tokens and the features users choose to enable. 

How often are baskets rebalanced?

Rebalancing schedules vary. Some baskets rebalance on set intervals, while others adjust when allocations drift. On the Crypto.com App, users can enable auto rebalancing rules that help maintain target weights, depending on the basket’s settings and market conditions.

Important information:This is informational content sponsored by Crypto.com and should not be considered as investment advice. Trading cryptocurrencies carries risks, such as price volatility and market risks. Before deciding to trade cryptocurrencies, consider your risk appetite. Services, features and other benefits referenced in this article may be subject to eligibility requirements, token holdings, and may change at the discretion of Crypto.com.

Past performance may not indicate future results. There's no assurance of future profitability, and content may not reflect current opinions.