Do more with
one sign-up
Do more with
one sign-up
You’ll automatically become a new Cash Earn2 user after signing up for a Green Dot Bank personal account, which includes the convenience of ACH bank transfers.
Maximize your potential earnings
Maximize your potential earnings
An industry-leading $10M account balance cap lets you maximize your potential interest.
Build wealth
on your terms
Build wealth
on your terms
Buy crypto or stocks^ with your cash anytime — no lockup required.
The higher your level,
the more you earn
Join Level Up* and unlock up to 5.0% APY (paid in CRO) on your USD Cash Earn account balance — no lock-up period or minimum sum.
BASIC
1.5%
APYFlat rate on your USD Cash Earn account balance
PLUS
4.5%
APYOn every dollar up to $10k, 4.1% APY on any amount above that
PRO
5.0%
APYOn every dollar up to $50k, 4.1% APY on any amount above that
PRIVATE
5.0%
APYOn every dollar up to $500k, 4.1% APY on any amount above that
APY is based on Level Up tier. Interest is paid in CRO monthly and the value of CRO may change at any time. The Annual Percentage Yield (APY) is accurate as of Sep 2, 2025 and may change at any time before or after you open an account. Fees may reduce earnings on your account. See here for all applicable APY and interest tiers for the USD Cash Earn Account.
More reasons to put your money with us
FDIC Insured2
Up to $5 million of funds are FDIC-insured through a sweeps program by Green Dot Bank and its partner network of FDIC-insured banks.
Fast remittance
Send and receive globally, and in real time.
Unrivaled track record
Crypto.com is trusted by over 150 million users worldwide.
Take your wealth to the next level
Join Level Up* — our all-inclusive rewards program designed to elevate your wealth across crypto and stocks^ trading, plus everyday card spend.
BASIC
free
Start your financial journey with a physical and digital card6 that lets you access and spend your crypto anytime, anywhere.
See Plan →
PLUS
for $4.99/month
Boost your wealth in every way — from crypto to credit card. Plus, all the tools you need for better money management in one place.
See Plan →
PRO
for $29.99/month
Elevate the everyday, enjoy better benefits and reward rates, and take advantage of exclusive perks like airport lounge access7.
See Plan →
PRIVATE
12-month CRO lockup, starting at $50k
Step into a world of exclusivity with the best of Crypto.com. Expect unrivaled benefits such as unlimited zero-fee trades, industry-leading reward rates, a dedicated relationship manager, and exclusive invites to sporting events and VIP experiences.
See Plan →
BASIC
free
Start your financial journey with a physical and digital card6 that lets you access and spend your crypto anytime, anywhere.
See Plan →
PLUS
for $4.99/month
Boost your wealth in every way — from crypto to credit card. Plus, all the tools you need for better money management in one place.
See Plan →
PRO
for $29.99/month
Elevate the everyday, enjoy better benefits and reward rates, and take advantage of exclusive perks like airport lounge access7.
See Plan →
PRIVATE
12-month CRO lockup, starting at $50k
Step into a world of exclusivity with the best of Crypto.com. Expect unrivaled benefits such as unlimited zero-fee trades, industry-leading reward rates, a dedicated relationship manager, and exclusive invites to sporting events and VIP experiences.
See Plan →
Multiply your money now with Cash Earn
Get up to 5% APY and grow your wealth across stocks^, cards, and crypto with an industry-leading rewards program.
Frequently Asked Questions
Have more questions? See more information here.
Disclaimer
1 The Cash Earn Account is a subaccount connected to your Cash Account. You must open and maintain a Cash Account in order to be eligible to open and use a Cash Earn Account. The Cash Earn Account does not function independently and is subject to the terms and conditions governing the Cash Account.
2 Your USD balances in the Cash Account are held by Green Dot Bank, Member FDIC. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
*Crypto.com is a financial technology company, not a bank, and banking services are provided by Green Dot Bank. Neither Green Dot Bank, Green Dot Corporation, nor Visa U.S.A., nor any of their respective affiliates, provide or are responsible for Crypto.com’s products or services including the Level Up program. Non-deposit products are not FDIC-insured, not a deposit of the Bank, not Bank guaranteed, and may lose value.
^ Stocks are offered by Foris Capital US LLC to US persons. Foris Capital is a separate entity from Crypto.com, Foris DAX, Inc., and other affiliated Foris companies. Foris Capital does not engage in the sale, transfer or custody of crypto currencies or digital assets.
APY is based on Level Up tier. Interest is paid in CRO monthly and the value of CRO may change at any time. The Annual Percentage Yield (APY) is accurate as of Sep 2, 2025 and may change at any time before or after you open an account. Fees may reduce earnings on your account. See http://help.crypto.com/en/articles/11549762-rewards-and-fees-cash-earn-account-united-states for all applicable APY and interest tiers for the USD Cash Earn Account.