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DISCLAIMER

Your subscription to the Level Up Program tier you selected will continue until you cancel. If you do nothing, we will charge the payment method you selected in the amount required to cover the cost of the subscription. If you selected a monthly payment plan, your payment method will be charged monthly. If you selected an annual payment plan, your payment method will be charged annually. If you qualified for the subscription by locking up or staking CRO, you will not be charged a fee. However, if your staked or locked up CRO falls below the required amount, you will no longer be eligible for the program benefits. You may cancel your subscription at any time by selecting Cancel Subscription under Manage Subscription under Level Up in the Crypto.com App. Whether you are eligible to receive a refund and, if you are eligible, whether the refund is full or partial is determined by the terms and conditions and the Level Up Program FAQs. Read Appendix 11 of the Crypto.com App and Web Terms and Conditions and the Level Up Program FAQs.

Participating in Level Up does not guarantee access to all services or benefits. Services and potential benefits remain subject to local jurisdictional requirements, availability, and terms and conditions, among other things. Consult the terms and conditions of the applicable service. 

For residents of California, Maryland, New Jersey and Wisconsin, by participating in the CRO Lockup, you agree to store the required amount of CRO with Crypto.com. For all other US residents, by participating in CRO Lockup, you agree to designate the required CRO for on-chain staking. See Addendum 11 of the Crypto.com App and Web T&Cs.

The Crypto.com Prepaid Visa Card is issued by Community Federal Savings Bank (Member FDIC), pursuant to a license from Visa U.S.A. Inc.

1 Your USD balances in the Cash Account are held by Green Dot Bank. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Crypto.com is a financial technology company, not a bank, and banking services are provided by Green Dot Bank. Neither Green Dot Bank, Green Dot Corporation, nor Visa U.S.A., nor any of their respective affiliates, provide or are responsible for Crypto.com’s products or services including the Level Up program.

2 APY is based on Level Up tier. Interest is paid in CRO monthly and the value of CRO may change at any time. The Annual Percentage Yield (APY) is accurate as of Sep 2, 2025 and may change at any time before or after you open an account. Fees may reduce earnings on your account. See http://help.crypto.com/en/articles/11549762-rewards-and-fees-cash-earn-account-united-states for all applicable APY and interest tiers for the USD Cash Earn Account.

3 Securities are being offered to U.S. persons through Foris Capital US LLC. Foris Capital US LLC is an SEC-registered broker-dealer and member FINRA and SIPC. All stock deposit bonuses are provided by and subject to Foris Capital US LLC's sole discretion. All amounts shown are representative.

4 This offer is launched by Crypto.com independently, and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has sole discretion to modify this offer at any time. Note that you can only enjoy Spotify / Netflix rebates up to $13.99 per month. For example, if you hold a Jade Prepaid Debit Card from Dec. 1, 2024, and a Jade Credit Card from July 1, 2025, you will only enjoy Spotify and Netflix rebates from Dec 1, 2024, to May 31, 2025. You will not enjoy the rebates on your Credit Card thereafter.

5 Crypto.com IRAs services are offered to eligible U.S. users only. Eligible customers can open a Traditional IRA or Roth IRA with Foris Capital US, which supports stocks and cash, and a separate Traditional IRA or Roth IRA with Foris DAX Trust Company, LLC, which supports digital assets only. All services and features related to digital assets apply to the IRA provided by Foris DAX Trust Company, LLC, not by Foris Capital US, LLC. IRA features are subject to regulatory requirements and availability. Cryptocurrency carries risk, including possible loss of principal. Users should consult with independent tax and financial advisors regarding their individual situation. 

Recurring Buy is offered in the IRA provided by Foris DAX Trust Company LLC, and Stocks IRA Recurring Buy is offered in the IRA by Foris Capital US LLC. Whale baskets are only available in the IRA offered by Foris Capital US LLC.

^Exclusions apply. Availability subject to jurisdictional and other regulatory restrictions. Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.

6 Other transaction fees and spread may still apply.

CRYPTO.COM VISA SIGNATURE^® CREDIT CARD DISCLOSURE

*Additional Benefit Details


General Rewards This rewards program is provided by Crypto.com and its terms may change at any time. For full Rewards Terms and Conditions, please see https://crypto.com/document/us_credit_card.

Crypto Earning Changes to your earn token takes effect the following month. Offer is exclusive to Crypto.com Visa Signature® Credit Card holders enrolled in the Level Up program. Maximum of BTC earned at the advertised rate is capped by calendar month spend: Basic up to $250 (then 1%), Plus up to $500, Pro up to $1,000, Private Icy/Rose up to $5,000, and Private Obsidian up to $10,000 (then 2%). CRO rewards earned are not subject to a monthly cap. If you do not wish to subscribe or Lockup/Stake, select the 'Basic' tier. This rewards program is provided by Crypto.com and its terms may change at any time. For full Rewards Terms and Conditions, please see https://crypto.com/document/us_credit_card. Crypto.com calculates and awards the amount of BTC or CRO tokens earned based on the current market rate at the time of your purchase.

Welcome Bonus Bonus earnings may take up to 7 days after the offer window ends to add to your Crypto.com Account. New cardholders will be eligible for the initial account opening offer based on the date of account opening. If an upgrade occurs within the initial offer period, a cardholder would be eligible to earn the initial offer and the difference between the initial Level Up tier and the upgraded Level Up tier. The upgraded tier earning period to earn the difference would begin on the date of the upgrade and the additional spend threshold of the upgraded tier must be met during that time period. Valid one time only. Level Up tiers require a subscription or CRO lockup/Staking. If you do not wish to pay a subscription fee or lockup/Stake, select the 'Basic' tier. Offer is exclusive to Crypto.com Visa Signature® Credit Card holders enrolled in the Level Up program. This rewards program is provided by Crypto.com and its terms may change at any time. For full Rewards Terms and Conditions, please see https://crypto.com/document/us_credit_card. Crypto.com calculates and awards the amount of CRO tokens earned based on the current market rate.


Loyalty Lounge Offer is available to Level Up Rewards members that are in the 'Pro' and 'Private' tiers. See https://crypto.com/document/entity_us.pdf for terms and conditions. Priority Pass™ access is available to eligible crypto.com cardholders in 'Pro' and 'Private' Level Up tiers upon registration using a Unique Invitation Code (UIC), provided via the Crypto.com app. Registration requires entry of a Crypto.com Visa Signature® Credit Card. Lounge access is granted through the Priority Pass mobile app. For additional details visit https://help.crypto.com/en/articles/7733288-priority-pass-airport-lounge-access.


Visa Signature Benefits For more information about the benefit described in this guide, call the Benefit Administrator at 1-800-992-6029, or call collect outside the U.S. at 1-804-673-1675.
No Annual Fee Click here for important rate, fee, and other cost information. 


Level Up Benefits Offer is available to Level Up Rewards members that are in the reward program tiers. See https://crypto.com/document/entity_us.pdf for terms and conditions.


Prequalification Check A soft inquiry is used to check your eligibility which will not affect your credit score.


Google and Apple Trademarks Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.


Level Up Subscription Your Level Up subscription will automatically renew, and your selected payment method will be charged unless you cancel. You may cancel your subscription at any time by selecting Cancel Subscription under Manage Subscription under Level Up in the Crypto.com App. For details, see Terms and Conditions and the Level Up FAQs. Services and benefits are subject to jurisdictional availability.


Credit card offers are subject to credit approval.


Crypto.com Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
Crypto Rewards are paid in Crypto Tokens to your Wallet App. Please visit the FAQ for full details about the Crypto.com Rewards Program's merchant categories.