How to buy Polygon (MATIC) in the US

What is Polygon (MATIC)?

Polygon (MATIC) is a Layer-2 scaling solution designed to enhance Ethereum’s performance by providing faster and more affordable transactions. It functions as a multi-chain framework that connects Ethereum-compatible blockchains, allowing developers to build decentralized applications (dApps) that can interact seamlessly with one another.

Launched in 2017 as the Matic Network, Polygon evolved to address Ethereum’s scalability challenges – including high gas fees and network congestion – while maintaining compatibility with the Ethereum Virtual Machine (EVM). It uses a Proof-of-Stake (PoS) sidechain to process transactions more efficiently and periodically settle them on the Ethereum mainnet for added security.

Polygon also supports next-generation scaling technologies such as zero-knowledge rollups (zk-rollups) and optimistic rollups, which bundle multiple transactions together before finalizing them on Ethereum. This dramatically reduces transaction costs while improving speed and throughput.

The MATIC token, Polygon’s native asset, serves multiple purposes within the ecosystem:

• Transaction fees: Used to pay gas fees on the Polygon network.
• Staking and validation: Helps secure the network by incentivizing validators.
• Governance: Allows token holders to participate in decision-making for protocol updates.

With a market capitalization consistently ranking among the top 20 cryptocurrencies, Polygon plays an essential role in the Ethereum ecosystem, powering decentralized finance (DeFi) platforms, non-fungible token (NFT) marketplaces, gaming projects and enterprise applications.

Why do people buy and invest in Polygon (MATIC)?

Key role in Ethereum scaling

Polygon addresses Ethereum’s long-standing limitations by enabling faster, cheaper transactions without sacrificing compatibility. This makes it an attractive option for developers and users seeking smoother blockchain experiences.

Ecosystem growth

Thousands of projects now run on Polygon, including major DeFi platforms like Aave and Uniswap, NFT marketplaces like OpenSea and gaming networks like Sandbox. Its ecosystem continues to expand through partnerships with companies such as Starbucks, Nike and Reddit.

Low fees and high efficiency

Polygon offers transaction speeds of up to 65,000 transactions per second (TPS) on its PoS chain, with fees often costing less than a cent. This accessibility has made it one of the most active blockchains for both developers and retail users.

Strong community and innovation

Polygon’s development team actively advances scaling technologies, including zkEVM – a zero-knowledge Ethereum Virtual Machine – that combines Ethereum-level security with Polygon’s speed and efficiency.

You can buy Polygon on Crypto.com, a platform trusted by millions worldwide, offering low fees, zero-fee bank transfers* and a simple interface to manage and trade MATIC securely.

How to buy Polygon (MATIC) in 5 steps

Buying MATIC in the US is straightforward. Follow these steps to get started:

1. Choose a cryptocurrency platform

Pick a trusted exchange that supports MATIC and provides security, ease of use and competitive fees.

You can:

• Buy Polygon on the Crypto.com App – Beginner-friendly with zero-fee bank transfers and a smooth mobile experience.
• Trade MATIC on the Crypto.com Exchange – Ideal for experienced traders who want advanced tools and high liquidity.

2. Create and verify your account

Sign up using your email address, create a strong password and enable two-factor authentication (2FA). Complete Know Your Customer (KYC) verification by submitting a valid ID – this ensures compliance and secure access to trading features.

3. Deposit funds

Before buying MATIC, fund your account through:

• Bank transfer (ACH) – Often free* and ideal for larger deposits.
• Credit or debit card – Fast and convenient, though fees may apply.
• Crypto transfer – Deposit another cryptocurrency and swap it for MATIC.
• Apple Pay or Google Pay – Quick mobile payment options supported by Crypto.com.

4. Buy MATIC

Once your account is funded:

1. Search for MATIC in the App or exchange.
2. Enter the amount you want to purchase.
3. Choose a market order (instant purchase) or a limit order (your target price).
4. Review and confirm your transaction.

5. Store your MATIC securely

After buying MATIC, choose where to store it based on your needs:

• Hot wallets – Convenient for everyday access; options include the Crypto.com App Wallet or MetaMask.
• Cold wallets – Hardware wallets like Ledger or Trezor keep funds offline for maximum security.

For long-term holders, cold storage offers additional peace of mind, while active traders may prefer the convenience of in-app storage.

Strengths and weaknesses of Polygon (MATIC)

Strengths of MATIC

• Fast and low-cost transactions – Polygon processes thousands of transactions per second at a fraction of Ethereum’s gas fees.
• Ethereum compatibility – Seamlessly integrates with Ethereum tools and dApps, preserving developer flexibility.
• Wide adoption – Used by leading brands, DeFi projects and NFT platforms across multiple industries.
• Strong developer ecosystem – Active community of developers continuously improving performance and security.
• Scalability innovations – zkEVM and rollup solutions make Polygon one of the most advanced scaling networks in crypto.

Weaknesses of Polygon

• Security trade-offs – As a Layer-2 solution, Polygon relies on Ethereum for final security, which may create minor dependencies.
• Centralization concerns – Validator concentration remains a discussion point within the community.
• Competition – Faces strong rivals in the scaling sector, including Arbitrum, Optimism and zkSync.
• Market volatility – Like all cryptocurrencies, MATIC’s price can fluctuate sharply based on sentiment and macro trends.

What to know before buying Polygon (MATIC)

Before buying MATIC, it’s worth understanding how Polygon fits into the broader Ethereum ecosystem and what factors may influence its performance over time. As a Layer-2 network, Polygon’s growth often reflects the pace of Ethereum adoption and the demand for scalable infrastructure across DeFi, gaming and enterprise use cases.

At the same time, MATIC’s price can fluctuate with broader market sentiment, technology updates and shifts in regulation or investor appetite. Reviewing your investment goals, time horizon and comfort with risk can help determine whether MATIC aligns with your overall portfolio strategy.

Staying updated on Polygon’s key developments, such as upgrades to zkEVM, new partnerships and governance proposals, can also provide useful context for understanding its long-term potential.

The Crypto.com App includes tools like price alerts, recurring buys and portfolio tracking to help users stay informed and manage their crypto exposure more effectively.

MATIC investment tips for beginners

If you’re new to Polygon or crypto investing:

• Start small – Begin with an amount that aligns with your financial goals and comfort level.
• Use dollar-cost averaging (DCA) – Regularly purchase small amounts of MATIC to smooth out market volatility.
• Diversify – Spread your investments across different assets or sectors to manage risk.
• Stay informed – Follow Polygon’s development updates, especially regarding zkEVM, partnerships and ecosystem growth.

The Crypto.com App provides easy-to-use tools such as recurring buys and Crypto Baskets to help automate and diversify your strategy.

What affects the price of Polygon (MATIC)?

• Ethereum network activity – As Polygon scales Ethereum, usage tends to rise when Ethereum fees are high.
• Ecosystem growth – The number of projects building on Polygon directly influences demand for MATIC.
• Technological upgrades – Developments like zkEVM and rollups can strengthen investor confidence.
• Market sentiment – Broader crypto market trends and macroeconomic factors affect short-term price movements.
• Regulatory environment – Policy changes regarding crypto assets may impact trading activity and adoption.

Polygon (MATIC) outlook

Polygon continues to play a vital role in Ethereum’s scalability roadmap, positioning itself as a key enabler of Web3 growth. Its transition toward advanced rollup solutions and zkEVM technology aims to improve security, speed and user experience – all critical for broader adoption.

Analysts note that as DeFi and enterprise blockchain adoption expand, Polygon’s infrastructure could become increasingly important for real-world applications. However, competition among Layer-2 solutions remains intense and long-term performance will depend on continued innovation and usage across diverse sectors.

This information is for educational purposes only and shouldn’t be taken as financial or investment advice. Cryptocurrency investments carry risks, including the potential loss of principal.

Ready to get started?

1. Sign up on the Crypto.com App in minutes.
2. Verify your account through quick KYC.
3. Deposit funds via bank transfer, card or crypto.
4. Buy Polygon (MATIC) and start exploring Ethereum’s scaling ecosystem.

FAQs about Polygon (MATIC)

What is Polygon used for?
Polygon is used to scale Ethereum by providing faster and cheaper transactions. It supports DeFi, NFTs, gaming and enterprise solutions while maintaining full Ethereum compatibility.

Is Polygon (MATIC) a good investment?
Whether MATIC is a good investment depends on your goals, risk tolerance and view of Ethereum’s scaling future. Always conduct your own research before investing.

How secure is it to buy Polygon?
Buying MATIC through trusted platforms like Crypto.com is secure when combined with best practices such as strong passwords and two-factor authentication.

Can Polygon realistically grow significantly in value?
Polygon’s future growth will depend on adoption of its scaling solutions, ecosystem partnerships and overall market trends. No specific price outcomes are guaranteed.

What makes Polygon different from Ethereum?
Polygon complements Ethereum by improving transaction speed and reducing costs while remaining compatible with Ethereum’s core technology.

* Other transaction fees and spread may apply.

Important information: This is informational content sponsored by Crypto.com and should not be considered as investment advice. Trading cryptocurrencies carries risks, such as price volatility and market risks. Before deciding to trade cryptocurrencies, consider your risk appetite. Services, features and other benefits referenced in this article may be subject to eligibility requirements, token holdings, and may change at the discretion of Crypto.com.

Past performance may not indicate future results. There's no assurance of future profitability, and content may not reflect current opinions.