Bill Gates has built one of the world’s most resilient portfolios through his foundation, favouring stability, dividends and long-term growth. His foundation’s investments reflect a disciplined approach anyone can learn from. Here’s how you can follow Gates’ strategy and mirror his stock moves with Whale Baskets on Crypto.com Stocks.
Bill Gates is best known as the co-founder of Microsoft, but over the last two decades, he’s built a second legacy as one of the world’s most influential investors and philanthropists. Through the Bill & Melinda Gates Foundation Trust, he manages a portfolio valued at more than $42 billion. This portfolio is designed not only to grow wealth but also to support long-term social impact.
Gates’ investing style reflects his preference for stability, diversification and long-term thinking. He tends to favor established companies with reliable cash flows and strong market positions. Dividends and defensive sectors feature heavily, highlighting his belief in steady compounding over speculative bets. His trust also invests in essential sectors such as healthcare, consumer staples, technology and industrials, which remain resilient across economic cycles.
The trust’s investment strategy combines long-term, fundamentals-driven decisions with a focus on companies that provide essential services and lasting social value – an approach reflected in the Gates Foundation Trust’s portfolio.
According to the latest 13F filings, the Gates Foundation Trust’s portfolio is heavily concentrated. As of mid-2025, the top five holdings are: Microsoft (MSFT), Berkshire Hathaway (BRK.B), Waste Management (WM), Canadian National Railway (CNI), and Caterpillar (CAT).
Beyond the top five, Gates’ portfolio also includes healthcare and pharma names, highlighting his focus on sectors that create lasting value. The themes are clear: industrials for infrastructure, consumer staples for stability, tech for growth and health for impact.
Source: gurufocus
Note: The portfolio data in this article refers to the Bill & Melinda Gates Foundation Trust based on the latest SEC Form 13F filing (June 30 2025; CIK 0001166559). The Trust’s assets are managed by Cascade Asset Management Company.
Bill Gates has long been associated with technology, and his portfolio continues to reflect that conviction. Through Microsoft, Gates has indirect exposure to OpenAI, the company behind ChatGPT, signaling his belief in the transformative power of artificial intelligence.
Publicly, Gates has called AI “as revolutionary as the internet and the microchip.” He believes AI will reshape industries from healthcare to education, unlocking productivity gains and new solutions to global challenges. For investors, that perspective underscores why holding a diversified set of tech and AI-linked companies remains relevant in 2025.
Not everyone can build a $42 billion portfolio, but the principles behind Gates’ strategy can become more accessible. Crypto.com’s Whale Baskets lets investors follow publicly disclosed portfolios of well-known figures and institutions, including Gates’ foundation.
Stocks Whale Baskets live inside the Crypto.com Stocks App, giving you a seamless way to invest, monitor, and adjust your portfolio from anywhere. They’re especially helpful for those who don’t want to manage each investment selection manually.
Is Bill Gates investing in AI companies?
Yes, through Microsoft’s partnership with OpenAI, Gates has significant exposure to AI’s growth and often comments on its potential.
How can I copy Gates’ investment strategy?
You can follow his disclosed holdings through 13F filings or use tools like Whale Baskets to gain diversified exposure to Gates-style themes such as dividends, healthcare and tech.
What are Whale Baskets?
Whale Baskets are curated stock bundles available on Crypto.com that let you mirror the publicly disclosed portfolios of major investors and institutions.
How do I start investing like Bill Gates?
Download the Crypto.com App, explore the available Whale Baskets and choose one that matches your goals. You can start with any amount.
By using the term ‘baskets’, Foris Capital is not adopting the FINRA 4210 ‘baskets’ definition; we are using it to generically describe the groupings of stocks designated as ‘Whale Baskets’
Even with publicly available data, it's impossible to perfectly replicate an individual's portfolio. There might be lag times in reporting, private investments that aren't disclosed, and strategic decisions that go beyond simple stock ownership. Past performance of these stock baskets, or the performance of the referenced individuals' portfolios, is not indicative of future results. These baskets are provided for informational purposes only and is not a solicitation or a recommendation of any individual investment nor is it for any investment strategy. There is no guarantee that these stock baskets will replicate or outperform the performance of any individual's portfolio or the market overall. Furthermore, the investment decisions of individuals are complex and may involve factors not reflected in these stock baskets (e.g., access to private deals, equity options, different time horizons, unique risk tolerance).
Foris Capital US LLC (FCUL) is a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC) and a Member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). For further information about FCUL, please visit FINRA BrokerCheck.
FCUL is a subsidiary of Crypto.com. FCUL is a separate entity from Crypto.com, Foris DAX, Inc., and other affiliated Foris companies. FCUL does not engage in the sale, transfer or custody of crypto currencies or digital assets. Crypto.com is a separate entity from FCUL and does not engage in the securities business. Customer balances and crypto holdings held and transacted at Crypto.com and other entities outside of FCUL are not covered by SIPC insurance and are separate from securities transactions and holdings at FCUL.
All investments involve risk, and not all risks are suitable for every investor. The value of securities may fluctuate and as a result, clients may lose more than their original investment. The past performance of a security, or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not assure a profit or protect against loss in a down market. There is always the potential of losing money when you invest in securities or other financial products. Investors should consider their investment objectives and risks carefully before investing.
This is informational content sponsored by Crypto.com and should not be considered as investment advice.
