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Buy XRP in the US instantly with USD

Securely buy XRP and 400+ other cryptocurrencies with a trusted US crypto app. Pay with USD, debit card or via bank transfer.

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Crypto com US

Buy XRP in the US - fast and securely

Purchase XRP in minutes

Create an account and make your first purchase instantly using USD, or other crypto.

Pay with USD

Avoid FX fees when you deposit USD directly via Local Bank Transfer to buy XRP at the real market price.

Built with security in mind

We use measures such as cold storage and strict verification protocols to help support the security of your XRP 24/7.

Live XRP price in US Dollars

3 steps to buying XRP in the US

1

Create your free account

Create your account in minutes. Download the Crypto.com App or register online and confirm your email to get started.

2

Deposit funds to your account

Deposit funds via bank transfer, credit/debit card, Apple Pay or Google Pay, or transfer crypto to your wallet.

3

Buy XRP

Select XRP, enter the amount and confirm your purchase. Your coins will appear in your secure wallet immediately.

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Made for the US

Trusted globally. Built for XRP investors

What is XRP?

XRP is the native digital asset of the XRP Ledger, a public blockchain. On the XRP Ledger, XRP is used to support digital payments, protect the ledger from spam and bridge currencies in the ledger's decentralized exchange when useful to users.

That makes XRP different from tokens issued on top of the XRP Ledger. XRP is built into the ledger itself, while other assets can be represented on the ledger as separate tokens.

How to buy XRP in the US

In the Crypto.com App, the basic flow is:

  1. Create an account and complete identity verification.
  2. Add funds using an available US payment method.
  3. Tap 'Buy', search for XRP, enter the amount and confirm your purchase.

Trading is subject to account verification and eligibility.

How can you pay for XRP in the US?

US-based users can use the US dollar (USD), which is the primary fiat currency accepted on the platform. You can deposit USD via ACH or wire transfer to your Fiat Wallet to buy XRP without paying foreign exchange fees.

You can also fund via credit/debit card, Apple Pay, Google Pay or crypto transfer. Fractional XRP purchases are available from US$1. Other transaction fees and spread may apply, so check the details before confirming.

What should you check before sending XRP after buying?

If you send XRP to a centralized platform, the recipient may require a destination tag as well as the wallet address. For XRP, the destination tag uses numbers only and helps the receiving platform credit the right account.

Leaving out a required destination tag when sending XRP to a centralized wallet can lead to irreversible loss of funds. Ask the recipient platform whether a destination tag is needed before sending.

Manage your XRP after you buy

Once you own XRP, you can do more with your assets on our all-in-one platform.

  • Hold your XRP in our secure app wallet.
  • Put your XRP to work and earn exclusive rewards.
  • Spend your crypto in real time.

Find out more about buying crypto with us.

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FAQ

The most secure way to buy XRP in the US is through a regulated exchange like the Crypto.com App. After completing a quick identity verification, you can easily fund your account using ACH, wire transfers, Apple Pay, or debit cards to make your purchase.

Yes, cryptocurrencies are highly divisible, so you aren't required to buy a whole coin. US investors can purchase fractional amounts of XRP for as little as $1, making it easy to build a portfolio on any budget.

When you purchase XRP using a debit card, Apple Pay, Google Pay, or a pre-funded USD Fiat Wallet on Crypto.com, the transaction processes instantly. Your new XRP balance will reflect in your digital wallet within seconds.

Open the Crypto.com App, tap Buy, and search for XRP. Select your preferred US payment method, such as your USD Fiat Wallet or a linked debit card, enter the dollar amount you wish to spend, and tap Confirm.

For US-based users, the US Dollar (USD) is the primary fiat currency accepted on the platform. You can seamlessly deposit USD via ACH or wire transfer to your Fiat Wallet to buy XRP without paying foreign exchange fees.

DISCLAIMER

* Zero trading fees up to the transaction limit specified per Level Up tier. Other transaction fees and spread may apply.


This content is sponsored by Crypto.com and should not be considered as investment advice. Trading cryptocurrencies carries risks, such as price volatility and market risks. Before deciding to trade cryptocurrencies, consider your risk appetite.


Trading is subject to account verification and eligibility.

The Level Up benefits mentioned are subject to your level in the Level Up program. Check the specific conditions and benefits for each level. Participating in Level Up does not guarantee access to all services or benefits. See https://crypto.com/us/levelup  for details. Services and potential benefits remain subject to local jurisdictional requirements, availability, and terms and conditions, among other things. All benefits, offers, and rewards conferred by Crypto.com, including but not limited to CRO Rewards, are subject to change at Crypto.com’s sole discretion.