Compare Card Tiers

View Cardholder CRO Staking / CRO Lockup Benefits
Obsidian****
Frosted Rose Gold & Icy White****
Royal Indigo & Jade Green
Ruby Steel
Midnight Blue
Cardholder CRO Staking / CRO Lockup
€350,000 EUR
€35,000 EUR
€3,500 EUR
€350 EUR
€0 EUR
CRO Rewards* on every purchase
5 %

+ Up to 3%

rewards-logo-silvar
3 %

+ Up to 3%

rewards-logo-silvar
2 %

+ Up to 3%

rewards-logo-silvar
1 %

+ Up to 3%

rewards-logo-silvar
-
Monthly CRO Rewards Cap
-
-
$50 USD equiv.
(First 3 months – No Monthly CRO Rewards Cap)
$25 USD equiv.
(First 1 month – No Monthly CRO Rewards Cap)
-
Card Benefits

Spotify

**
(First 6 months)
(First 6 months)

Netflix

**
(First 6 months)
**

X Premium

**
(First 12 months)
(First 6 months)
**
**
Airport lounge access
+1 Guest
+1 Guest

Earn Bonus Reward

Exclusive Merchandise Welcome Pack

Private Jet Partnership

Fee & Limits

Free ATM Withdrawal per month

€1,000 EUR
€800 EUR
€800 EUR
€400 EUR
€200 EUR

ATM Withdrawal Monthly Limit

€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR

Aggregated Top-up Monthly Limit

€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR

Refer to our help article for further details on Fees and Limits.

Compare Card Tiers

Lockup to enjoy extra CRO rewards.
View Cardholder CRO Staking / CRO Lockup Benefits
Obsidian****
Frosted Rose Gold & Icy White****
Royal Indigo & Jade Green
Ruby Steel
Midnight Blue
Cardholder CRO Staking / CRO Lockup
€350,000 EUR
€35,000 EUR
€3,500 EUR
€350 EUR
€0 EUR
CRO Rewards* on every purchase
5 %

+ Up to 3%

rewards-logo-silvar
3 %

+ Up to 3%

rewards-logo-silvar
2 %

+ Up to 3%

rewards-logo-silvar
1 %

+ Up to 3%

rewards-logo-silvar
-
Monthly CRO Rewards Cap
-
-
$50 USD equiv.
(First 3 months – No Monthly CRO Rewards Cap)
$25 USD equiv.
(First 1 month – No Monthly CRO Rewards Cap)
-
Card Benefits

Spotify

**
(First 6 months)
(First 6 months)

Netflix

**
(First 6 months)
**

X Premium

**
(First 12 months)
(First 6 months)
**
**
Airport lounge access
(+1 Guest)
(+1 Guest)
Earn Bonus Reward
Exclusive Merchandise Welcome Pack
Private Jet Partnership
Fee & Limits
Free ATM Withdrawal per month
€1,000 EUR
€800 EUR
€800 EUR
€400 EUR
€200 EUR
ATM Withdrawal Monthly Limit
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
Aggregated Top-up Monthly Limit
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR

Refer to our help article for further details on Fees and Limits.

Crypto.com Private

OTC block trades of CRO
Research reports
Inheritance service
Industry events access
Priority customer service
Crypto.com app icon

Reserve and manage your Visa Card in the Crypto.com App

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The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.
The Midnight Blue Crypto.com Visa Card is available without the need for a Cardholder CRO Stake or CRO Lockup. To apply for our Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian Crypto.com Visa Cards you need to stake or lock up CRO tokens for a period of 180 days. To participate in Cardholder CRO Staking or CRO Lockup:
  1. Sign up for a Crypto.com App account and complete our KYC verification.
  2. Purchase CRO tokens (the amount of CRO depends on the card tier you’re applying for).
  3. Deposit them into your crypto wallet in the App — if you buy CRO directly in the App, it will be deposited automatically.
Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Stake CRO for 180 Days’ or ‘Lock Up CRO for 180 Days’ button, and follow the on-screen instructions. After that, simply wait for us to notify you when your card has shipped!
All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month. Merchant rebates from Spotify and Netflix will expire six months after card activation for users with Royal Indigo, Jade Green, and Ruby Steel Card tiers. Please visit the Crypto.com Card Rewards FAQs for full details.
You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Crypto.com App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method. Please visit our Help Centre for more information about how to set up your Fiat Wallet.
We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Crypto.com Visa Card Terms and Conditions when you apply for your card.
Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.

Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

*

CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards programme. Please visit FAQ for full details.

**

This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time. As of 23 July 2022, 15:00 UTC, Jade Green, Royal Indigo, and Ruby Steel Cardholders will only be eligible to receive merchant rebates from Spotify and Netflix for their first six months upon card activation. Thereafter, the rebate benefit will expire, and users will no longer receive reimbursements. Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card will continue to enjoy ongoing merchant rebates with no expiry. Please visit the FAQs for full details.

***

Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time. Merchant rebates from Spotify and Netflix expire after six months upon card activation (card issuance for a virtual card) for new users with Royal Indigo, Jade Green, and Ruby Steel. Cardholders who have upgraded their Card tier or CRO stake will enjoy the merchant rebate benefit(s) offered with the new Card tier for six months starting from the date of the upgrade. Merchant rebate benefits will not expire after six months for cardholders upgrading to the Icy White, Frosted Rose Gold, or Obsidian Cards, for as long as the cardholder maintains one of these cards.

****

Merchant rebates from X.com expire after six months and twelve months following card activation (or card issuance for a virtual card) for new users with Icy White/Frosted Rose Gold and Obsidian Cards respectively. Cardholders who have upgraded their Card tier or CRO stake will enjoy the merchant rebate benefit(s) offered with the new Card tier for 6/12 months starting from the date of the upgrade.

NOTE:

As of 15 January 2024, 03:00 UTC, Cardholder CRO Staking will replace CRO Lockup for users who are eligible for Cardholder CRO Staking. Eligible cardholders need to accept the Cardholder CRO Staking Terms and Conditions in the Crypto.com App to participate in Cardholder CRO Staking and start earning Cardholder CRO Staking rewards.

Cardholders who are eligible for Cardholder CRO Staking, but opt not to participate in Cardholder CRO Staking will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, but will not earn CRO Lockup rewards or Cardholder CRO Staking rewards.

CRO Lockup will continue to be offered to users who are not eligible for Cardholder CRO Staking. Cardholders will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, and continue to receive weekly CRO Lockup rewards.

For more details on Cardholder CRO Staking, please refer to the FAQ.

For more details on CRO Lockup, please refer to the FAQ.

Potential extra Visa Card Cashback determined by your level under the Rewards+ program. Paid in CRO. See Rewards Program T&Cs.

For more details, please refer to the FAQ.

Disclaimers

The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Issuing license. Foris MT Limited is a limited liability company incorporated in Malta, with company registration number: C 90348 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions) and exercising the freedom to provide services outside Malta.

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The purpose of this website is solely to display information regarding the products and services available on the Crypto.com App. It is not intended to offer access to any of such products and services. You may obtain access to such products and services on the Crypto.com App.

Please note that the availability of the products and services on the Crypto.com App is subject to jurisdictional limitations. Crypto.com may not offer certain products, features and/or services on the Crypto.com App in certain jurisdictions due to potential or actual regulatory restrictions.

Foris DAX MT Limited, a company incorporated in Malta with Company number (C88392) trading under the name “Crypto.com” via the Crypto.com app is licensed as a Class 3 Virtual Financial Assets Service Provider by the Malta Financial Services Authority. Foris DAX MT Limited is authorised to provide the following VFA services: 1. execution of orders on behalf of other persons; 2. dealing on own account; 3. custodian or nominee services; and 4. transfer services to experienced and non-experienced investors.

Foris DAX MT Limited is also registered in France by the French Financial Market Authority as a digital asset services provider and consequently authorised to provide the following digital asset services in France: 1. Custody of digital assets; 2. Service of buying or selling digital assets for legal tender; and 3. Service of trading digital assets for other digital assets.Any other product or service offered in the Crypto.com App and advertised on this website is provided by other group companies and does not fall within the Foris DAX MT Limited regulated services.

Contact: chat.crypto.com | Office: Level 7, Spinola Park, Triq Mikiel Ang Borg, St Julians SPK 1000 Malta

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