Secure an instant loan with an LTV ratio of up to 50%
We are pleased to announce that Exchange users can now borrow against their crypto with a loan-to-value (LTV) ratio of up to 50% by depositing SOL, FIL, NEAR and LUNA as collaterals.
Lending allows users to monetise their crypto assets without the need to sell them. There are no required credit checks, and users can pay back partially or in full at any time without early repayment fees.
Supported Collaterals: CRO, BTC, ETH, LTC, VET, LINK, DOT, XRP, USDT, USDC, DAI, ATOM, BCH, ADA, XLM, WBTC, ALGO, PAXG, UNI, SOL, FIL, NEAR, and LUNA
Supported Loan Currencies: USDC, USDT, BTC, ETH, XRP, LINK, DOGE, UNI, YFI, DAI, MATIC, 1INCH, COMP, BAL, ENJ, CRV, and FLOW
Loan-to-Value (LTV) Ratio: 25% / 33% / 50%
CRO Token Utility: Users who stake CRO can enjoy an even lower annual interest rate (see table below).
| Initial LTV | CRO Stake < 100K | CRO Stake ≥ 100K |
|---|---|---|
| LTV = 25% | 2.00% APR | 1.00% APR |
| LTV = 33% | 6.00% APR | 4.00% APR |
| LTV = 50% | 8.00% APR | 6.00% APR |
| Initial LTV | LTV = 25% |
|---|---|
| CRO Stake < 100K | 2.00% APR |
| CRO Stake ≥ 100K | 1.00% APR |
| Initial LTV | LTV = 33% |
| CRO Stake < 100K | 6.00% APR |
| CRO Stake ≥ 100K | 4.00% APR |
| Initial LTV | LTV = 50% |
| CRO Stake < 100K | 8.00% APR |
| CRO Stake ≥ 100K | 6.00% APR |
Note: Crypto.com Exchange users need to complete Advanced level verification to use Lending. Citizens or residents of the excluded jurisdictions listed here cannot use our Lending services at this time.
Please click here for more details.
