Launched in November 2018, the Crypto.com Visa Cards have grown to be the world’s most popular Visa Card program offering crypto rewards, available in 40 countries. To ensure long-term sustainability, we are introducing a number of changes to the CRO Card rewards programme, effective 1 June 2022 00:00 UTC (“Effective Date”).
A) Reduction of CRO Card Rewards
Cardholders with an active 6-month stake by 31 May 23:59 UTC will continue to earn CRO Card rewards on spending at the current rate until their 180-day stake expires. Thereafter, the revised rates will apply.
| Card Tier | Revised CRO Card Rewards | Revised CRO Card Rewards |
|---|---|---|
| No Stake | Active Stake | |
| Midnight Blue | 0% | 0% |
| Ruby Steel | 0% | 1% |
| Royal Indigo / Jade Green | 0% | 2% |
| Icy White / Frosted Rose Gold | 1% | 3% |
| Obsidian | 2% | 5% |
| Card Tier | |
|---|---|
| Revised CRO Card Rewards | No Stake |
| Revised CRO Card Rewards | Active Stake |
| Card Tier | Midnight Blue |
| Revised CRO Card Rewards | 0% |
| Revised CRO Card Rewards | 0% |
| Card Tier | Ruby Steel |
| Revised CRO Card Rewards | 0% |
| Revised CRO Card Rewards | 1% |
| Card Tier | Royal Indigo / Jade Green |
| Revised CRO Card Rewards | 0% |
| Revised CRO Card Rewards | 2% |
| Card Tier | Icy White / Frosted Rose Gold |
| Revised CRO Card Rewards | 1% |
| Revised CRO Card Rewards | 3% |
| Card Tier | Obsidian |
| Revised CRO Card Rewards | 2% |
| Revised CRO Card Rewards | 5% |
B) Introduction of monthly CRO Card rewards cap
Depending on your current Card tier, there is a maximum monthly cap on how much CRO Card rewards you can earn when you spend on your Crypto.com Visa Card, effective 1 June 2022 00:00 UTC. For example, if you own a Ruby Steel Card, your monthly CRO Card rewards will be capped at US$25.
There is no monthly CRO Card rewards cap for Icy White, Frosted Rose Gold, and Obsidian cardholders.
| Card | Monthly CRO Card Rewards Cap (in USD or the equivalent amount in other local fiat currencies) |
|---|---|
| Ruby Steel | $25 |
| Royal Indigo / Jade Green | $50 |
| Card | Ruby Steel |
|---|---|
| Monthly CRO Card Rewards Cap (in USD or the equivalent amount in other local fiat currencies) | $25 |
| Card | Royal Indigo / Jade Green |
| Monthly CRO Card Rewards Cap (in USD or the equivalent amount in other local fiat currencies) | $50 |
C) Revision of Card CRO staking rewards
Jade Green, Royal Indigo, Frosted Rose Gold, Icy White, and Obsidian cardholders with an active 6-month stake by 31 May 23:59 UTC will continue to earn Card CRO staking rewards at the current rate until their 180-day stake expires. Thereafter, the revised rates will apply:
- 8% p.a. for Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card
- 4% p.a. for Jade Green or Royal Indigo cardholders
D) Free Card Reissuance
Until further notice, the $50 card reissuance fee will be waived for cardholders who upgrade to the next card tier by staking the requisite amount.
There is no change to other Card benefits. You will continue to receive 100% reimbursements for your favourite monthly subscription services, including Spotify, Netflix, and Amazon Prime. This will be excluded from the calculation of your monthly CRO cap. Jade Green, Royal Indigo, and other higher-tier cardholders can continue to enjoy unlimited complimentary LoungeKey™ airport lounge access.
Here’s an illustration* on how much savings a Jade Green cardholder with an active CRO stake can enjoy each year:
| Card Benefits | Savings | Annual Savings Earned (in USD) |
|---|---|---|
| 100% reimbursement for Spotify subscription | $13.99 per month | $167.88 |
| 100% reimbursement for Netflix subscription | $13.99 per month | $167.88 |
| Complimentary Lounge Key Access | $32 per visit 4 visits a year | $128.00 |
| Total Savings | $463.76 |
| Card Benefits | 100% reimbursement for Spotify subscription |
|---|---|
| Savings | $13.99 per month |
| Annual Savings Earned (in USD) | $167.88 |
| Card Benefits | 100% reimbursement for Netflix subscription |
| Savings | $13.99 per month |
| Annual Savings Earned (in USD) | $167.88 |
| Card Benefits | Complimentary Lounge Key Access |
| Savings | $32 per visit 4 visits a year |
| Annual Savings Earned (in USD) | $128.00 |
| Card Benefits | Total Savings |
| Savings | |
| Annual Savings Earned (in USD) | $463.76 |
Introducing these changes to the card program is a difficult decision. We are committed to continue exploring and forging new partnerships to unlock greater value and benefits for our cardholders such as our partnership with Dosh, a cash-back rewards platform in the U.S.
For more information, visit the Crypto.com Card Rewards FAQs.
Important:
To continue to earn CRO Card rewards on spending and Card CRO staking rewards at the current rates until their 180-day stake expires, all cardholders who will need to have an active 6-month stake by May 31, 2022 23:59 UTC of the same or higher requisite amount. A cardholder who restake for a lower CRO staking tier will not be eligible.
Helpful Links
- Join us on Telegram or Facebook Group to discuss with the Crypto.com Community
- How to apply for a Crypto.com Visa Card
- Guide to Crypto.com Visa Card Rewards and Benefits
- Guide to staking/restaking CRO
Notes
- Monthly CRO Card rewards caps are reset at 00:00:00 UTC on the first day of each calendar month.
- The monthly CRO Card rewards cap will be determined by your current CRO stake or current Card tier, whichever is higher.
- In the event that a user upgrades their CRO stake or Card tier in the middle of the month, the monthly CRO Card rewards cap will be updated to the higher tier.
- The following Card rewards are excluded from the calculation of the monthly CRO Card rewards cap:
- Reimbursements of relevant Card benefits, such as Spotify, Netflix, Amazon Prime, Expedia, and AirBnB
- Any bonus Card rewards as part of any promotion or market-specific Card program offering (e.g bonus Crypto.com Visa Card rewards powered by Dosh for US cardholders)
