Compare Card Tiers

Cards
in
GBP
titleMidnight Blue
titleRuby Steel
Royal IndigotitleJade Green
Rose Gold1titleIcy White1
titleObsidian1
titlePrime
CRO LockupFree£400£4,000£40,000£400,000£800,000
CRO Rewards2
on Everyday Spending
0%2%3.5%5%6.5%8%
USD Monthly CRO
Rewards Cap
N/A$25$75No limitNo limitNo limit
CRO Rewards2
on Travel Spending
0%0%5%10%10%10%

Service benefits

Priority Support--YesYesYesYes
Phone & Chat
Support
---(Coming soon)(Coming soon)Yes
Private Account
Manager
---(Coming soon)(Coming soon)Yes
Subscription Rebates
Spotify & Netflix
-6 Months
Spotify only
6 Months
Spotify & Netflix
PermanentPermanentPermanent
Airport Lounge
Access
--YesYes
+1 Guest
Yes
+1 Guest
Yes
+1 Guest
Exclusive Experiences
F1, UFC, football and others
---YesYesYes

Fee and limits

Free ATM
withdrawals
£180 GBP
(per month)
£360 GBP
(per month)
£720 GBP
(per month)
£720 GBP
(per month)
£900 GBP
(per month)
To be announced
ATM
withdrawals cap
£9,000 GBP
(per month)
£9,000 GBP
(per month)
£9,000 GBP
(per month)
£9,000 GBP
(per month)
£9,000 GBP
(per month)
To be announced
Aggregated
top-up limit
£22,000 GBP
(per month)
£22,000 GBP
(per month)
£22,000 GBP
(per month)
£22,000 GBP
(per month)
£22,000 GBP
(per month)
To be announced
Cards
in
GBP
CRO Lockup
£40,000£4,000£400
CRO Rewards2 on Everyday Spending
5%3.5%2%
USD Monthly CRO Rewards Cap
No limit$75$25
CRO Rewards2 on Travel Spending
10%5%0%

Service benefits

Priority Support
YesYes-
Phone & Chat Support
(Coming soon)--
Private Account Manager
(Coming soon)--
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
6 Months
Spotify only
Airport Lounge Access
Yes
+1 Guest
Yes-
Exclusive Experiences: F1, UFC, football and others
Yes--

Fee and limits

Free ATM withdrawals
£720 GBP
(per month)
£720 GBP
(per month)
£360 GBP
(per month)
ATM withdrawals cap
£9,000 GBP
(per month)
£9,000 GBP
(per month)
£9,000 GBP
(per month)
Aggregated top-up limit
£22,000 GBP
(per month)
£22,000 GBP
(per month)
£22,000 GBP
(per month)
Cards
in
GBP
CRO Lockup
£40,000£4,000£400
CRO Rewards2 on Everyday Spending
5%3.5%2%
USD Monthly CRO Rewards Cap
No limit$75$25
CRO Rewards2 on Travel Spending
10%5%0%

Service benefits

Priority Support
YesYes-
Phone & Chat Support
(Coming soon)--
Private Account Manager
(Coming soon)--
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
6 Months
Spotify only
Airport Lounge Access
Yes
+1 Guest
Yes-
Exclusive Experiences: F1, UFC, football and others
Yes--

Fee and limits

Free ATM withdrawals
£720 GBP
(per month)
£720 GBP
(per month)
£360 GBP
(per month)
ATM withdrawals cap
£9,000 GBP
(per month)
£9,000 GBP
(per month)
£9,000 GBP
(per month)
Aggregated top-up limit
£22,000 GBP
(per month)
£22,000 GBP
(per month)
£22,000 GBP
(per month)
Cards
in
GBP
CRO Lockup
£40,000£4,000
CRO Rewards2 on Everyday Spending
5%3.5%
USD Monthly CRO Rewards Cap
No limit$75
CRO Rewards2 on Travel Spending
10%5%

Service benefits

Priority Support
YesYes
Phone & Chat Support
(Coming soon)-
Private Account Manager
(Coming soon)-
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
Airport Lounge Access
Yes
+1 Guest
Yes
Exclusive Experiences: F1, UFC, football and others
Yes-

Fee and limits

Free ATM withdrawals
£720 GBP
(per month)
£720 GBP
(per month)
ATM withdrawals cap
£9,000 GBP
(per month)
£9,000 GBP
(per month)
Aggregated top-up limit
£22,000 GBP
(per month)
£22,000 GBP
(per month)

Refer to our help article for further details on Fees and Limits.

Do more with your CRO lockup

With our new Level Up experience, your CRO lockup entitles you to even more membership rewards.

Get your Crypto.com Visa Card
in a few steps

Get your card
in a few steps

Download the Crypto.com App
download app qr code
Once downloaded, log in or create your account to get started.
Select your card
Lockup CRO
Start spending

Frequently asked questions

The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are similar to debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or the Crypto Wallet.
The Midnight Blue Crypto.com Visa Card is available without the need for a Cardholder CRO Stake or CRO Lockup. To apply for our Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian Crypto.com Visa Cards you need to stake or lock up CRO tokens for a period of 365 days. To participate in Cardholder CRO Staking or CRO Lockup:
  1. Sign up for a Crypto.com App account and complete our KYC verification.
  2. Purchase CRO tokens (the amount of CRO depends on the card tier you’re applying for).
  3. Deposit them into your crypto wallet in the App — if you buy CRO directly in the App, it will be deposited automatically.
Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Stake CRO for 365 Days’ or ‘Lock Up CRO for 365 Days’ button, and follow the on-screen instructions. After that, simply wait for us to notify you when your card has shipped!
All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month. Rebates for Spotify and Netflix expenses will expire six months after card activation for users with Royal Indigo, Jade Green, and Ruby Steel Card tiers. Please visit the Crypto.com Card Rewards FAQs for full details.
You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Crypto.com App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method. Please visit our Help Centre for more information about how to set up your Fiat Wallet.
We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Crypto.com Visa Card holder Agreement when you apply for your card.
Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.

Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

1

CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards programme. Please visit FAQ for full details.

2

This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.
As of 23 July 2022, 15:00 UTC, Jade Green, Royal Indigo, and Ruby Steel Cardholders will only be eligible to receive merchant rebates from Spotify and Netflix for their first six months upon card activation. Thereafter, the rebate benefit will expire, and users will no longer receive reimbursements. Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card will continue to enjoy ongoing merchant rebates with no expiry. Please visit the FAQs for full details.

3

Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time. Merchant rebates from Spotify and Netflix expire after six months upon card activation (card issuance for a virtual card) for new users with Royal Indigo, Jade Green, and Ruby Steel. Cardholders who have upgraded their Card tier or CRO stake will enjoy the merchant rebate benefit(s) offered with the new Card tier for six months starting from the date of the upgrade. Merchant rebate benefits will not expire after six months for cardholders upgrading to the Icy White, Frosted Rose Gold, or Obsidian Cards, for as long as the cardholder maintains one of these cards.

4

Merchant rebates from X.com expire after six months and twelve months following card activation (or card issuance for a virtual card) for new users with Icy White/Frosted Rose Gold and Obsidian Cards respectively. Cardholders who have upgraded their Card tier or CRO stake will enjoy the merchant rebate benefit(s) offered with the new Card tier for 6/12 months starting from the date of the upgrade.

NOTE:

As of 15 January 2024, 03:00 UTC, Cardholder CRO Staking will replace CRO Lockup for users who are eligible for Cardholder CRO Staking. Eligible cardholders need to accept the Cardholder CRO Staking Terms and Conditions in the Crypto.com App to participate in Cardholder CRO Staking and start earning Cardholder CRO Staking rewards.

Cardholders who are eligible for Cardholder CRO Staking, but opt not to participate in Cardholder CRO Staking will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, but will not earn CRO Lockup rewards or Cardholder CRO Staking rewards.

CRO Lockup will continue to be offered to users who are not eligible for Cardholder CRO Staking. Cardholders will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, and continue to receive weekly CRO Lockup rewards.

For more details on Cardholder CRO Staking, please refer to the FAQ.

For more details on CRO Lockup, please refer to the FAQ.

For more details, please refer to the FAQ.

Disclaimers

The Crypto.‌com Visa Card is provided by ForisGFS UK Limited. ForisGFS UK Limited is a limited liability company incorporated in the United Kingdom, with company registration number: 12586871 and registered office at Suite 5, 7th Floor, 50 Broadway, London SW1H 0DB, United Kingdom, an electronic money institution authorised by the UK Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 988571).