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<h2>What is Aave?</h2>

Aave is a decentralised, non-custodial money market protocol. With AAVE, depositors provide money to the market to earn passive income, while borrowers can borrow in an over-collateralised (perpetually) or under-collateralised fashion. This next-generation protocol was the first to allow users to lend, borrow, and earn interest on crypto assets. No broker is needed when using Aave since the whole system runs autonomously using smart contracts on the Ethereum blockchain. Its native token is AAVE, which is a governance token.

<h2>A brief history of Aave</h2>

Stani Kulechov launched Aave in 2017 as ETHLend, one of the first lending applications based on the Ethereum blockchain. Rather than establishing direct contact between lenders and borrowers, Aave includes both parties via liquidity pools, diversifying possibilities, and automating the process. Aave offers borrowers not just traditional over-collateralised loans but also flash loans.

Aave raised US$16.2 million in an initial coin offering (ICO) to fund the development of a decentralised peer-to-peer lending network. When they shifted to a liquidity pool approach, they renamed it Aave. In 2020, Aave introduced the Aave Protocol, an open-source, non-custodial liquidity protocol that allows users to earn interest on deposits and borrow assets. That year, Aave became the second DeFi protocol to reach US$1 billion in total value locked (TVL), reaching that milestone on 16 August 2020. The platform’s TVL increased to as much as US$19.4 billion on 26 October 2021. As of mid-May 2022, Aave logged more than US$8 billion in TVL.

Aave makes an effort to address some of the most urgent challenges with conventional loan businesses. The project's principal purpose, like with other <a target="_blank" rel="noopener noreferrer" href="https://crypto.com/university/decentralised-finance-defi-intro?utm_source=crypto.com+price+page&amp;utm_medium=referral&amp;utm_campaign=aave&amp;utm_content=defi">DeFi</a> projects, is to transform centralised financial services into their decentralised alternatives. Banks would lend funds and earn interest in a typical loan situation. Even if they are lending your money, you will never have access to lucrative interest returns—everything changes in the Aave ecosystem. Anyone may lend their crypto to other users in a trustless and permissionless way. The interest you earn by lending your assets is sent straight into your network wallet. Therefore, Aave contributes to changing the peer-to-peer lending industry while spawning an entire DeFi sector with the same ambitions.

<h2>How Aave Works</h2>

Aave has transitioned from a decentralised P2P lending strategy (direct loan relationship between lenders and borrowers, similar to ETHLend) to a pool-based strategy. The lenders provide money by depositing cryptocurrencies in a pool contract.

Simultaneously, users can borrow funds from the pool by providing collateral in the same contract. Loans are not required to match individually; instead, they depend on the pooled funds and the borrowed amounts and collateral. This enables instant loans with attributes based on the pool's current state.

Users will also be able to change the structure of their interest rate. Aave allows you to choose between stable and variable rates at any time. Variable rates fluctuate in response to liquidity pool demand. In contrast, an asset's 30-day interest rate average is based on stable rates.

AAVE tokens govern the Aave protocol. Features include proposing, voting on, and agreeing on new additions, features, assets, and protocol settings. Furthermore, the Aave platform burns AAVE tokens dependent on the fees collected by the protocol. 

Aave also implements yield-bearing assets known as aTokens, which are burned based on the withdrawal and the deposit rate into Aave. The aTokens are pegged to the asset that the user deposits, and users are free to trade these tokens as they see fit.

<h2>What is Aave used for?</h2>

Depositors may offer liquidity to the Aave protocol using their AAVE tokens or other cryptocurrencies in exchange for passive income based on market borrowing demand. Lenders pay borrowers interest. The annual percentage yield (APY) may vary amongst pools. Depositors get 0.09% of the total volume of flash loans.

Borrowing may be useful for covering unexpected expenses, leveraging profits, or capitalising on prospective investment opportunities. Borrowers must only pay a minor interest rate to lenders in exchange.

Developers may use Aave's rich liquidity pools to deploy their products, particularly leveraging features like leveraged yield farming. Aave is now available on <a target="_blank" rel="noopener noreferrer" href="https://crypto.com/defi/swap">DeFi Swap</a>. Users can swap AAVE, be Aave liquidity providers to earn fees, and boost their yield by up to 20x when <a target="_blank" rel="noopener noreferrer" href="https://help.crypto.com/en/articles/1961286-how-do-i-stake-cro-on-the-crypto-com-app">staking CRO</a>.

<h2>什麼是 Aave？</h2>Aave 是去中心化的非託管貨幣市場協定。透過 AAVE，存款人向市場提供資金以賺取被動收入，而借款人可以超額抵押 (永續) 或抵押不足的方式借款。此下一代協定是第一個允許用戶借出、借入加密資產並從中賺取利息的協定。使用 Aave 時並不需要經紀人，因為整個系統使用 Ethereum 區塊鏈上的智慧合約自行操作。其原生代幣是 AAVE，為其治理代幣。<h2>Aave 簡史</h2>2017 年，Stani Kulechov 推出 Aave 的前身 ETHLend，此為首批建基於 Ethereum 區塊鏈的貸款應用程式之一.Aave 並沒有在貸款人和借款人之間建立直接聯繫，而是透過流動性池將雙方包括在內，分散可能性並將流程自動化.Aave 不僅為借款人提供傳統的超額抵押貸款，還提供閃電貸款。Aave 透過首次代幣發行募得 1,620 萬美元，注資於去中心化點對點貸款網路的開發工作。轉用至流動性資金池方法時，重新命名為 Aave。2020 年，Aave 推出開放源碼、非託管流動性協定 Aave，允許用戶從入金及借入資產中賺取利息。同年，Aave 於 2020 年 8 月 16 日奠下里程碑，成為第二個 總鎖定價值達到 10 億美元的 DeFi 協定。該平台的總鎖定價值於 2021 年 10 月 26 日增至高達 194 億美元。截至 2022 年 5 月中，Aave 的總鎖定價值超過 80 億美元。Aave 致力解決傳統貸款業務面對的一些最迫切挑戰。正如其他 <a target="_blank" rel="noopener noreferrer" href="https://crypto.com/university/decentralised-finance-defi-intro?utm_source=crypto.com+price+page&amp;utm_medium=referral&amp;utm_campaign=aave&amp;utm_content=defi">DeFi</a> 專案，該專案的主要目的是將中心化金融服務，轉變為去中心化的替代方案。一般情況下的貸款，銀行會借出資金並賺取利息。即使銀行將你的錢借出，你亦永遠無法獲得豐厚的利息回報，而在 Aave 生態圈中，一切變得不再一樣。任何人都能夠以無需信任和無需取得授權的方式，將自己的加密貨幣借給其他用戶。透過借出資產而賺取的利息，將直接發送到網路錢包中。因此，Aave 有助改變點對點貸款行業，同時推動整個 DeFi 行業具有相同的雄心壯志。<h2>Aave 如何運作</h2>Aave 已從去中心化的點對點貸款策略 (貸款人和借款人之間的直接借貸關係，類似於 ETHLend)，轉變為建基於池的策略。貸款人透過將加密貨幣存入池合約來提供資金。同時，用戶可以透過在同一份合約中提供抵押品，從池中借入資金。貸款不需要進行個別配對，而是取決於資金池以及借入金額及抵押品。因此，即時貸款具有基於資金池目前狀態的屬性。此外，用戶可以更改其利率結構.Aave 允許你隨時選擇穩定利率或可變利率。可變利率會根據流動資金池的需求而波動。相比之下，資產的 30 天平均利率是基於穩定利率。AAVE 加密貨幣管理 Aave 協定。功能包括提議、投票和同意新的添加、功能、資產和協定設定。此外，Aave 平台會根據協定收取的費用來銷毀 AAVE 加密貨幣。Aave 亦為可產生收益資產 aToken 的實作之用，這些資產根據 Aave 的提存利率遭到銷毀。aToken 與用戶存入的資產掛鈎，用戶可以自由交易這些加密貨幣。<h2>Aave 有什麼用途？</h2>存款人可以使用其 AAVE 代幣或其他加密貨幣，向 Aave 協定提供流動性，以換取基於市場借貸需求的被動收入。貸款人支付借款人的利息。年化報酬率可能因池而異。存款人可獲閃電貸款總量的 0.09%。借款可能有助於支付預期之外的費用、進行利潤槓桿或從潛在的投資機會獲利。借款人只需向貸款人支付低利息。
開發人員可以使用 Aave 充裕的流動資金池來部署產品，特別是槓桿流動性挖礦等槓桿功能。Aave 現已在 <a target="_blank" rel="noopener noreferrer" href="https://crypto.com/defi/swap">DeFi Swap</a> 上提供。用戶可以交換 AAVE、成為 Aave 流動性提供者以賺取費用，並在<a target="_blank" rel="noopener noreferrer" href="https://help.crypto.com/en/articles/1961286-how-do-i-stake-cro-on-the-crypto-com-app">質押 CRO</a>時將其報酬提高多達 20 倍.

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Aave

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.css-13hqrwd{font-weight:var(--chakra-fontWeights-medium);will-change:transform;transition-property:color;transition-duration:1.5s;}$72.37 USD

Aave Price Chart (USD)

市值 (USD)

24 小時交易量 (USD)

流通量

最大供應量

一般資訊

社群媒體頻道

合約位址

關於 Aave

Aave 價格摘要

詳細說明 Aave

何處可以購買 Aave？

透過 Crypto.com App 購買

透過 Crypto.com 交易所交易

相關資源

AAVE 價格資料

貨幣換算

1 AAVE = 72.37 USD

買入 AAVE

一般資訊

社群媒體頻道

合約位址

AAVE 價格資料

公司資訊

資源

客服

$72.37 USD