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<h2>What is XRP?</h2>
<p>XRP is a digital asset that is native to the XRP Ledger—an open-source, permission-less and decentralised <a target="_blank" rel="noopener noreferrer" href="https://crypto.com/university/what-is-blockchain-consensus?utm_campaign=xrp&amp;utm_content=blockchain+technology&amp;utm_medium=referral&amp;utm_source=crypto.com+price+page">blockchain technology</a>. Created in 2012 specifically for payments, XRP can settle transactions on the ledger in 3 to 5 seconds.</p>
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<h2>A brief history of XRP</h2>
<p>XRP is the native cryptocurrency of XRP Ledger (XRPL), a decentralised, public blockchain engineered by Jed McCaleb, Arthur Britto, and David Schwartz. The ledger was launched in June 2012 with the goal of creating a digital asset that was more sustainable and built specifically for payments. Today, XRP is one of the largest cryptocurrencies by market capitalisation.</p>
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<h2>How XRP works</h2>
<p>XRP Ledger is a secure and decentralised Layer 1 blockchain that is designed for the efficient tokenisation and exchange of crypto-native and real-world assets. The native token of the XRP Ledger is XRP. XRP transactions are processed by a network of validators on the XRP Ledger. Since the XRPL does not use Proof of Work (PoW), no mining is required. Instead, XRPL relies on a consensus algorithm, and XRPL’s integrity is maintained by a group of trusted nodes. Any transaction needs to be verified by at least 80% of the nodes on the network to be included in the Ledger. Anyone can become a validator, and there are more than 100 nodes operated by universities, exchanges, businesses and individuals. This list of nodes is called the unique node list (UNL).</p>
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<h2>What is XRP used for? </h2>
<p>XRP primarily facilitates transactions on the network, serves to protect the Ledger from spam, and bridges currencies in the XRP Ledger's native DEX.</p>
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<h2>什麼是 XRP？</h2><p>XRP 是一種數位資產，原生於 XRP 帳本 — 一個開放源碼、無需許可且去中心化的<a target="_blank" rel="noopener noreferrer" href="https://crypto.com/university/what-is-blockchain-consensus?utm_campaign=xrp&amp;utm_content=blockchain+technology&amp;utm_medium=referral&amp;utm_source=crypto.com+price+page">區塊鏈技術</a>。XRP 於 2012 年創建，專為支付而設，可以在 3 到 5 秒內結算帳本上的交易。</p><p></p><h2>XRP 的簡史</h2><p>XRP 是 XRP 帳本 (XRPL) 的原生加密貨幣，XRPL 是由 Jed McCaleb、Arthur Britto 和 David Schwartz 設計的去中心化公共區塊鏈。該帳本於 2012 年 6 月推出，目標是創建一種更可持續發展且專為支付而設的數位資產。按市值計算，XRP 是目前最大的加密貨幣之一。</p><p></p><h2>XRP 如何運作</h2><p>XRP 帳本是安全且去中心化的第 1 層區塊鏈，旨在有效地進行代幣化和交換加密貨幣原生及現實世界資產。XRP 帳本的原生代幣是 XRP。XRP 交易由 XRP 帳本上的驗證者網路處理。由於 XRPL 不使用工作量證明 (PoW)，因此不需要挖礦。相反，XRPL 依賴共識算法，XRPL 的完整性由一組可信任的節點維護。任何交易需要經過至少 80% 的網路節點驗證才能被納入帳本。任何人都可以成為驗證者，目前有超過 100 個節點由大學、交易所、企業和個人運作。這些節點的清單稱為唯一節點清單 (UNL)。</p><p></p><h2>XRP 有什麼用途？</h2><p>XRP 主要用於促進網路上的交易、保護帳本免受垃圾訊息的影響，並在 XRP 帳本的原生去中心化交易所中橋接貨幣。</p><p></p>

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