COTI 自稱為「區塊鏈上全方位的金融」生態圈，該生態圈引入了以 DAG 為基礎的新型基礎協定和技術，以應對傳統金融的挑戰 (費用、延遲、全球包容性和風險)。此生態圈包括 [a](https://www.youtube.com/watch?v=kSdRxqHDKe8) [DAG-based Blockchain](https://www.youtube.com/watch?v=kSdRxqHDKe8)、[a](https://coti.io/files/COTI-technical-whitepaper.pdf) [Proof of Trust Consensus Algorithm](https://coti.io/files/COTI-technical-whitepaper.pdf)、[a](https://medium.com/cotinetwork/coti-is-launching-multidag-a-protocol-to-issue-tokens-on-a-dag-infrastructure-5c6282e5c3d1) [multiDAG](https://medium.com/cotinetwork/coti-is-launching-multidag-a-protocol-to-issue-tokens-on-a-dag-infrastructure-5c6282e5c3d1)、[a](https://medium.com/cotinetwork/introducing-cotis-global-trust-system-gts-an-advanced-layer-of-trust-for-any-blockchain-7e44587b8bda) [Global Trust System](https://medium.com/cotinetwork/introducing-cotis-global-trust-system-gts-an-advanced-layer-of-trust-for-any-blockchain-7e44587b8bda) (GTS)、[a](https://medium.com/cotinetwork/coti-universal-payment-system-ups-8614e149ee76) [Universal Payment Solution](https://medium.com/cotinetwork/coti-universal-payment-system-ups-8614e149ee76) (UPS)、[a](https://medium.com/cotinetwork/announcing-the-first-release-of-the-coti-payment-gateway-4a9f3e515b86) [Payment Gateway](https://medium.com/cotinetwork/announcing-the-first-release-of-the-coti-payment-gateway-4a9f3e515b86)，以及消費者 (COTI Pay) 和商家 (COTI Pay Business) 應用程式。