SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.

Platform offers:

- Fixed-term, fixed-interest-rate collateralized loans for the borrowers

- Personal Fixed Income Funds for the lenders

- Effective use of Collateral via the Positions Monitoring System

- AI-driven predictive Crypto Fraud Score - free to use for everyone via https://smarttrust.io

- AI-driven Crypto Trust Score - for crypto lenders via https://smarttrust.io

- AI-driven Continuous Transaction Monitoring for the wallets, exchanges and payment processors - for all crypto service providers(via https://smarttrust.io)

- Fiat on-ramp/off-ramp (via https://www.mtpelerin.com)

- AI API and Borrow/Lend SDK's integrations for other wallets and platforms

- Staking and Rewards for the users

SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more at: https://learn.smartcredit.io/regulations

SmartCredit.io does not have bank run risks like Aave, Compound, or other Money-Market based lending systems, see more at: https://learn.smartcredit.io/how-does-it-work/no-bank-run-risks

The Vision of SmartCredit.io is to offer all financial services which traditional banks offer. However, self-custodial.