UniLend Finance is a permissionless money market protocol providing lending and borrowing services for all crypto assets. UniLend introduces a Dual Asset Pool model where a pair of assets can be lent and borrowed by users. The lending and borrowing can only happen within the bounds of a pool and can not be extended to cross-pool borrowing. UniLend Finance also provides flash loans service for all listed assets on the protocol. Flash Loans are uncollateralized loans where a user can borrow a huge amount of a particular asset under the condition of returning the borrowed amount along with a fee within the same transactio or the transaction gets reverted. Permissionless nature of UniLend allows any and all digital assets to get the additional utility of lending and borrowing where users can further employ advanced DeFi strategies such as leveraged trading, better treasury management, and much more. The permissionless listing aspect of UniLend will enable anyone to list any ERC20 token on the platform without needing approval from a centralized entity or DAO. By making listings permissionless we are enabling the entirety of the $240B of Ethereum-based assets to enter the DeFi space. Essentially, our vision is to create the industry’s most comprehensive and innovative DeFi protocol, which stays at the cutting edge of the DeFi space by continually adding new functionality as the space progresses.