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Compare Card Tiers

Cards
in
AUD
titleMidnight Blue
titleRuby Steel
Royal IndigotitleJade Green
Rose Gold1titleIcy White1
titleObsidian1
titlePrime
CRO LockupFree$700$7,000$70,000$700,000$1,400,000
CRO Rewards2
on Everyday Spending		0%2%3.5%5%6.5%8%
USD Monthly CRO
Rewards Cap		N/A$25$75No limitNo limitNo limit
CRO Rewards2
on Travel Spending		0%0%5%10%10%10%

Service benefits

Priority Support--YesYesYesYes
Phone & Chat
Support		---(Coming soon)(Coming soon)Yes
Private Account
Manager		---(Coming soon)(Coming soon)Yes
Subscription Rebates
Spotify & Netflix		-6 Months
Spotify only		6 Months
Spotify & Netflix		PermanentPermanentPermanent
Airport Lounge
Access		--YesYes
+1 Guest		Yes
+1 Guest		Yes
+1 Guest
Exclusive Experiences
F1, UFC, UEFA & more		---YesYesYes

Fee and limits

Free ATM
withdrawals		$200 AUD
(per month)		$400 AUD
(per month)		$800 AUD
(per month)		$1,000 AUD
(per month)		$1,000 AUD
(per month)		To be announced
ATM
withdrawals cap		$10,000 AUD
(per month)		$10,000 AUD
(per month)		$10,000 AUD
(per month)		$10,000 AUD
(per month)		$10,000 AUD
(per month)		To be announced
Aggregated
top-up limit		$30,000 AUD
(per month)		$30,000 AUD
(per month)		$30,000 AUD
(per month)		$30,000 AUD
(per month)		$30,000 AUD
(per month)		To be announced
Cards
in
AUD
Rose Gold1titleIcy White1
Apply Now
Royal IndigotitleJade Green
Apply Now
titleRuby Steel
Apply Now
CRO Lockup
$70,000$7,000$700
CRO Rewards2 on Everyday Spending
5%3.5%2%
USD Monthly CRO Rewards Cap
No limit$75$25
CRO Rewards2 on Travel Spending
10%5%0%

Service benefits

Priority Support
YesYes-
Phone & Chat Support
(Coming soon)--
Private Account Manager
(Coming soon)--
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix		6 Months
Spotify only
Airport Lounge Access
Yes
+1 Guest		Yes-
Exclusive Experiences: F1, UFC, UEFA & more
Yes--

Fee and limits

Free ATM withdrawals
$1,000 AUD
(per month)		$800 AUD
(per month)		$400 AUD
(per month)
ATM withdrawals cap
$10,000 AUD
(per month)		$10,000 AUD
(per month)		$10,000 AUD
(per month)
Aggregated top-up limit
$30,000 AUD
(per month)		$30,000 AUD
(per month)		$30,000 AUD
(per month)
Cards
in
AUD
Rose Gold1titleIcy White1
Apply Now
Royal IndigotitleJade Green
Apply Now
titleRuby Steel
Apply Now
CRO Lockup
$70,000$7,000$700
CRO Rewards2 on Everyday Spending
5%3.5%2%
USD Monthly CRO Rewards Cap
No limit$75$25
CRO Rewards2 on Travel Spending
10%5%0%

Service benefits

Priority Support
YesYes-
Phone & Chat Support
(Coming soon)--
Private Account Manager
(Coming soon)--
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix		6 Months
Spotify only
Airport Lounge Access
Yes
+1 Guest		Yes-
Exclusive Experiences: F1, UFC, UEFA & more
Yes--

Fee and limits

Free ATM withdrawals
$1,000 AUD
(per month)		$800 AUD
(per month)		$400 AUD
(per month)
ATM withdrawals cap
$10,000 AUD
(per month)		$10,000 AUD
(per month)		$10,000 AUD
(per month)
Aggregated top-up limit
$30,000 AUD
(per month)		$30,000 AUD
(per month)		$30,000 AUD
(per month)
Cards
in
AUD
Rose Gold1titleIcy White1
Apply Now
Royal IndigotitleJade Green
Apply Now
CRO Lockup
$70,000$7,000
CRO Rewards2 on Everyday Spending
5%3.5%
USD Monthly CRO Rewards Cap
No limit$75
CRO Rewards2 on Travel Spending
10%5%

Service benefits

Priority Support
YesYes
Phone & Chat Support
(Coming soon)-
Private Account Manager
(Coming soon)-
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
Airport Lounge Access
Yes
+1 Guest		Yes
Exclusive Experiences: F1, UFC, UEFA & more
Yes-

Fee and limits

Free ATM withdrawals
$1,000 AUD
(per month)		$800 AUD
(per month)
ATM withdrawals cap
$10,000 AUD
(per month)		$10,000 AUD
(per month)
Aggregated top-up limit
$30,000 AUD
(per month)		$30,000 AUD
(per month)

Refer to our help article for further details on Fees and Limits.

Do more with your CRO lockup

With our new Level Up experience, your CRO lockup entitles you to even more membership rewards.

Get your Crypto.com Visa Card
in a few steps

Get your card
in a few steps

Download the Crypto.com App
download app qr code
Once downloaded, log in or create your account to get started.

Download the app

Select your card
Lockup CRO
Start spending

Frequently asked questions

The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are similar to debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or the Crypto Wallet.
The Midnight Blue Crypto.com Visa Card is available without the need for a Cardholder CRO Stake or CRO Lockup. To apply for our Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian Crypto.com Visa Cards you need to stake or lock up CRO tokens for a period of 365 days. To participate in Cardholder CRO Staking or CRO Lockup:
  1. Sign up for a Crypto.com App account and complete our KYC verification.
  2. Purchase CRO tokens (the amount of CRO depends on the card tier you’re applying for).
  3. Deposit them into your crypto wallet in the App — if you buy CRO directly in the App, it will be deposited automatically.
Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Stake CRO for 365 Days’ or ‘Lock Up CRO for 365 Days’ button, and follow the on-screen instructions. After that, simply wait for us to notify you when your card has shipped!
All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month. Rebates for Spotify and Netflix expenses will expire six months after card activation for users with Royal Indigo, Jade Green, and Ruby Steel Card tiers. Please visit the Crypto.com Card Rewards FAQs for full details.
You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Crypto.com App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method. Please visit our Help Centre for more information about how to set up your Fiat Wallet.
We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Crypto.com Visa Card holder Agreement when you apply for your card.
Reissuing a card whether it is lost or stolen or for the purpose of upgrading will incur a fee. Fees are also applicable for inactivity and card closure. Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one. Refer to the below Product Disclosure Statement for further details on Fees and Limits.

Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

1

Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time. Merchant rebates from Spotify and Netflix expire after six months upon card activation (card issuance for a virtual card) for new users with Royal Indigo, Jade Green, and Ruby Steel. Cardholders who have upgraded their Card tier or CRO stake will enjoy the merchant rebate benefit(s) offered with the new Card tier for six months starting from the date of the upgrade. Merchant rebate benefits will not expire after six months for cardholders upgrading to the Icy White, Frosted Rose Gold, or Obsidian Cards, for as long as the cardholder maintains one of these cards.

2

CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards program. Please visit FAQ for full details.

3

This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.

As of 6 June 2024 00:00:00 UTC, Jade Green, Royal Indigo, and Ruby Steel Cardholders will only be eligible to receive merchant rebates from Spotify and Netflix for their first six months upon card activation. Thereafter, the rebate benefit will expire, and users will no longer receive reimbursements. Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card will continue to enjoy ongoing merchant rebates with no expiry. Please visit the FAQs for full details.

NOTE:

As of 15 January 2024, 03:00 UTC, Cardholder CRO Staking will replace CRO Lockup for users who are eligible for Cardholder CRO Staking. Eligible cardholders need to accept the Cardholder CRO Staking Terms and Conditions in the Crypto.com App to participate in Cardholder CRO Staking and start earning Cardholder CRO Staking rewards.

Cardholders who are eligible for Cardholder CRO Staking, but opt not to participate in Cardholder CRO Staking will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, but will not earn CRO Lockup rewards or Cardholder CRO Staking rewards.

CRO Lockup will continue to be offered to users who are not eligible for Cardholder CRO Staking. Cardholders will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, and continue to receive weekly CRO Lockup rewards.

For more details on Cardholder CRO Staking, please refer to the FAQ.

Potential extra Visa Card Cashback determined by your level under the Rewards+ program. Paid in CRO. See Rewards Program T&Cs.The additional Crypto.com Visa Card spending rewards benefit will be removed from the Rewards+ program on 5 December 2025. Check out the Level Up program to learn more about earning with the Crypto.com Visa Card.

For other information, please refer to the FAQ or contact customer service via [email protected].

Disclaimers

The Crypto.com Visa Card is issued by Foris GFS Australia Pty Ltd, a holder of Australian Financial Services License No. 467462 issued by the Australian Securities and Investments Commission and pursuant to a principal license from Visa Worldwide Pte Ltd.

To assist you to decide whether to use our card services, our Crypto.com Visa Card Financial Services Guide (FSG) describes how we are remunerated, compensation arrangements, and how we handle any complaints you may have. Our Crypto.com Visa Card Product Disclosure Statement (PDS) contains important information regarding the card services and is designed to assist eligible potential users in deciding whether to obtain this product.

Our Target Market Determination (TMD) describes who the card is appropriate for (target market), and any conditions around how the card can be distributed to customers.